November 27, 2018

In amongst the headlines of last months budget was a revision to the current Help to Buy Equity Loan scheme, which is due to expire in March 2021.

At present the scheme is available to all house buyers, who wish to purchase a brand new property from a developer whose pr...

October 19, 2018

Ever since a disastrous period for early unregulated schemes in the late 1980s and early 1990s, equity release has continually suffered from suspicion and distrust among homeowners. Many have been scared away as a result of publicity surrounding losses and anguish suff...

January 15, 2018

This weekend saw the launch of the ‘Open Banking’, a term not many of us will have come across before. Open Banking requires banks to share information about our financial records with authorised 3rd parties with the aim of allowing us greater freedom and flexibility i...

November 22, 2017

Overall, a fairly unremarkable budget which is to be welcomed for the relative clarity it provides. The key points, combined with measures already announced, relative to personal financial planning are as follows:

Property

The headline of the Chancellor’s budget was the...

November 19, 2017

Stamp Duty Reforms

There is speculation that, in order to unclog the slowing property market, the chancellor might announce stamp duty reforms. Perhaps targeted to assist first time buyers and those over normal retirement age.

Pensions

The ongoing threat of an overhaul in...

April 21, 2017

The word ‘ignorance’ has been prevalent in recent days to describe the lack of appreciation of the consequences of our actions. Be it the treatment of the true meaning of Easter by The National Trust and Tesco’s; or the failure to apply basic human decency to a passeng...

September 6, 2016