Mindful Finance - A Place of Calm

We are certainly living in historic times. It is all too easy to get swept away with media and political hype around Brexit, trade wars, interest rates, votes of no confidence and alike. All these issues are of course extremely important, and I am not dismissing them for a second. However, there is a limit to the level of control we as individuals can have on these external factors. Likewise, we cannot predict with any certainty, no-matter how expert we are, what the impact of these unfolding events will be on our finances and our futures. Having a well-considered financial and life plan that is mapped back to what you truly value and who you really are, but also ‘stress tested’ to cope with

Can’t always have your cake and eat it!

Nobody likes paying tax and by the same token, if you can reduce the amount of tax you can pay by legitimate means that should be considered. However, at times it is worth taking a step back and considering the consequences on other aspects of your finances before committing to a course of action. Take the case of Mr P, he wanted to purchase a new van for his business and under the advice of his accountant he used the rules relating to Capital allowances to significantly reduce the level of profits he reported to HMRC and thereby his tax bill. Good news?, until he came to review his mortgage a few months later that is. With his current fixed rate expiring he approached us to look at more att

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