Financial Capability - Why and How to Improve It

Your net worth and access to financial resources are very different to your ability to take control of your finances and manage your money. Rather than being about how much money you have, your financial capability is concerned with understanding how to manage your finances, including debt and savings, and making appropriate financial decisions as well as identifying appropriate products and services. It really comes down to control. The more financially capable we become, the easier it is for us to control our economic resources efficiently, to exploit knowledge of financial information, and to gain control. Research studies conducted in to the impact feelings of control have on overall we

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